Hawaii Home Loans
You can find Hawaii Home Loans and information for relocation here!
Hawaii is a tropical paradise that covers over 10,000 square miles and has 8 main islands with a population of over 1 million. The economy consists mostly of agriculture and industry with tourism being a big part of that. Many wonderful tropical fruits are grown and exported including sugarcane, pineapples and macadamia nuts. This state offers a laid back lifestyle and great weather. Although prices can be rather expensive (the cost of living is the second highest in the US), the beautiful climate and culture more than make up for that.
Looking for Hawaii Home loans is no different
than looking in any other state. Here's an article
by Syd Johnson that has some great tips on where to
look for mortgage loans.
Where can I get a home loan? Here Are The Top 5
There are hundreds of sources for home loans online
and right in
your neighborhood. Banks, Credit Unions, Mortgage
Government Agencies and Private Sellers all offer
sources of financing for anyone shopping for a
Neighborhood Banks One of the best resources for
getting a home
loan is your neighborhood bank. Depending on the
length of your
relationship with the bank and the amount you have in
checking or savings account, you might be sent out
emails inviting you to apply for a loan. If you are
satisfied with the quality of the service that you
your bank and they are offering a great interest rate,
Even if the offer is not quite what you're looking
into the nearest branch, and ask to speak to a loan
Once you are there, make your case in person for why
like a certain loan or feel that you deserve a better
rate. Most banks, especially the ones in larger
cities, are part
of a larger conglomerate or depend on a large
finance items such as a home loan. Go through the
the loan officer, but don't be surprised if you
don't get an
answer on the spot. It might take a day or two.
Credit Unions Some of the lowest rates on any
type of loan
product such as student loans, mortgages and personal
be found through a credit union. If you are eligible
to join a
credit union, sign up and set up a savings account
monthly deposits. This way, you can use the resources
credit union when needed.
Mortgage Bankers These firms deal exclusively
with home loans
and give you the widest possible selection of home
products. You can find local and national Mortgage
doing a quick search on Google or Yahoo. Go to the
several different firms, fill out an online
application and you
can be approved in a few hours.
Government Agencies The agencies that lend
include the Federal Housing Authority (FHA),
Administration (VA) and the Farmers Home
Contact each agency directly to see if you meet their
Private Sellers An often overlooked financing
alternative is to
see if you can lease a property from a homeowner with
to buy later on. If the homeowner has the resources,
also finance your move in with a low interest loan.
Check out these resources individually or discuss your
with a loan officer.
About the author:
Syd Johnson is the Executive Editor of RapidLingo.com,
Financial Solutions Website. You can see more articles